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Custom Inspector / Intelligence Officer BPS - 16 - June 2018 Job

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Government has announced Two Hundred and Twelve Inspector Intelligence Officer (BS-16), Permanent in Revenue Division, Federal Board of Revenue.<br />
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<h2>
Minimum Qualification for Custom Inspector / Intelligence Officer BPS - 16 </h2>
(i) Second Class or Grade "C" Bachelor‟s Degree from a recognized university with Economics, Commerce, Statistics, Accounting, Computer Science, Law, Pharmacy, Chemistry or Physics as one of the subjects or B.Sc Engineering in any specialty.<br />
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(ii) Computer literacy up to the level of MS Word, MS Power Point and MS Excel.<br />
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<h3>
Minimum Physical Standard for Custom Inspector / Intelligence Officer BPS-16</h3>
For Male Candidates: Height 5′-6″, Chest 32″-33.5″ For Female Candidates:  Height 5′-2″ (Documentary proof  from authorized Medical authorities required).<br />
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<h3>
Age Limit for Custom Inspector / Intelligence Officer BPS - 16</h3>
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 20-28 years plus five (5) years general relaxation in upper age limit.</div>
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<h3>
Domicile for Custom Inspector / Intelligence Officer BPS - 16</h3>
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Merit=Sixteen, Punjab=One Hundred & Six (Open Merit=Ninety, Women quota=Eleven and Minorities/ Non-Muslim quota= Five), Sindh(Rural)=Twenty Five (Open Merit=Twenty One, Women quota=Three and Minorities/ Non-Muslim quota= One), Sindh(Urban)=Fifteen (Open Merit=Thirteen, Women quota=One and Minorities/ Non-Muslim quota= One), Khyber Pakhtunkhwa=Twenty Four (Open Merit=Twenty, Women quota=Three and Minorities/ Non-Muslim quota= One), Balochistan=Thirteen (Open Merit=Eleven and Women quota=Two), GBFATA=Nine (Open Merit=Seven, Women quota=One and Minorities/ NonMuslim quota= One) and AJK= Four. (Both male and female candidates are eligible). </div>
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<h4>
Last Date to Apply for Custom Inspector / Intelligence Officer BPS - 16</h4>
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20 - June - 2018</div>

Custom Inspector / Intelligence Officer BPS - 16 - June 2018 Job

Government has announced Two Hundred and Twelve Inspector Intelligence Officer (BS-16), Permanent in Revenue Division, Federal Board of R...

Strategic Marketing Management Assignment Download in PDF

Amaar 0 assignment 4:21 AM

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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">Hi guys in this post I am going to share an Assignment which was assigned by Dr. Adnan Pitafi. In
 this assignment I have given a solution to 9 questions out of 12 as sir
 said that only 10 questions are to be submitted so you guys only have 
to solve one remaining questions yourself. You can download complete assignment in the last of this post as link is given for downloading. </span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 1:
Increasing customer power is a continuing challenge to marketers in today’s
economy. In what ways have you personally experienced this shift in power;
either as a customer or as a business person? Is this power shift uniform
across industries and markets? How so?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">Modern
consumers have greater access to information online. This gives them greater
power relative to marketers. Customers compare various options available in the
market before making purchase decisions. Thus they control the market. For
example, when searching for hotel rooms, travelers can often find detailed information
about dozens of local hotels in minutes on a single consumer resource site. Consumers
share notes and reviews about the product or service through the use of websites.
These reviews affect the buying decision of other customers. Thus, one can say
that power has shifted from marketers to the customers.</span></span></div>
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</span></span><span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">The challenges and opportunities play a big role in marketing in Today’s
economy. It is true that technology changed leads to advances in
transportation, communication, computers, information technology, automobiles,
and so on.<span style="line-height: 107%;"></span><span style="line-height: 107%;"> </span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">Those
factors lead the marketers reach their potential customers. However, the
marketers have a few choices to shift to the customers because they have
ability to compare shops and set their own price by purchasing online, and also
relate with one another by accessing......</span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 2. (A): In many organizations, marketing does not have a
place of importance in the organizational hierarchy. Why do you think this
happens? What are the consequences for a firm that gives little importance to
marketing relative to other business functions?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">Those firms that rise through the ranks from
marketing have a stronger appreciation for marketing activities. Others firms
tend to see the marketing function as an expense rather than an investment.
Another reason is that some firms place more emphasis on shareholders than on
customers. In these cases<span style="line-height: 107%;">, financial issues, rather than marketing, rise to the top. The consequences of
shirking marketing activities...</span></span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 2. (B): Defend or contradict this statement: Developing
marketing strategy is more important than implementing marketing strategy,
because if they strategy is flawed, its implementation doesn’t matter.</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">There are very few universal
rules in marketing. Hence, it is difficult to determine if a strategy is flawed
prior to its execution. Likewise, even perfect strategies can be poorly
implemented. In the end, it is impossible to separate strategy from
implementation—both are vitally important to business success.</span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 3: Why is marketing ethics a strategic consideration in
organizational decisions? Who is most important in managing marketing ethics:
the individual or the firm’s leadership? Explain your answer. What are the
elements of a strong ethical compliance program to support responsible
marketing and a successful marketing strategy?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">Marketing ethics refer to making marketing decisions that are
morally right. The morality of the marketing decision can encompass any part of
marketing including sourcing of raw materials, staff employment and product advertising
and pricing.</span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">There is a talk of ethics in all managerial decisions and
projections that companies are making these days. For, the customer and the
probable customers are the king; and they are looking for the honest, credible,
trustworthy, transparent organization to build relationship with. They have
less time to do surveys of new players, and would not like their trust to be
betrayed. This defines the importance of marketing ethics in today's business.
This helps building brand as well.</span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span class="linkify"><span style="line-height: 107%;">Organizations
face significant treats from ethical misconduct and illegal behavior. The
negative publicity hurts the company more than possible legal penalties. They lose
their reputation, one of the greatest assets. Hence, marketing ethics is an
important strategic consideration in organizational </span></span>....</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 4: (A): Of the three major environments in a situation
analysis (internal, customer, external), which do you think is the most
important in a general sense? Why? What are some situations that would make one
environment more important that the others?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">In a general sense the customer analysis is the
most important and unfavorable situation for a business, internal analysis
means the work that is happening within the company or the business which is
totally in the hands of the employees of the company example - the price
factor, production factor etc, external analysis means the external part of the
company like the weather, the government policies, the competition in the
market etc but the customer analysis is important as the demand and the desire
of the company is very important for the company. A company producing the
product should be in demand within the customers in the market and there should
be a desire in the consumers to buy the product. Hence the company should have
a good research about the market in order to produce that product that shall be
beneficial for the consumers with the best quality and at the cheapest...</span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 4: (B): Do you
think the internet has made it easier or more difficult to collect marketing
data and information? Why? How might the major data collection issues of today
compare to the issues that occurred in the pre-internet era?</b></span></span></div>
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<span style="line-height: 107%;">Internet is the most widely used source for the
marketing research today. These generation of ours are totally internet
dependent. Whether to buy a product or not, learn about its price and
specifications, comparing two products, getting the reviews, etc are all done
with the help of the internet. Thus, a company can invest in the online
marketing research and collecting data. The internet has the huge range and
depth of information and is growing rapidly. It has become very easy today, to
get the preferences of the consumers as they can be directly approached through
mails or various social media sites. Internet can be used in the various ways
for collecting data. They can set up a questionnaire on the company’s website
or can place ad on the popular websites, inviting people to answer questions by
giving them chance to win prizes. Also, online product testing is getting
popular. Earlier, it was quite difficult, as researchers have to move around
with questionnaires and collect data. But with...</span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 5: Choose a
specific product that you use on a daily basis (such as food items, toiletries
or your car) and apply the 5W model to yourself: </b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>A. Who are you (demographics,
Psychographics, etc).</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>B. What do you do with the
product (Consumption, storage, disposal etc).</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>C. Where do you purchase the
product? Why?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>D. When do you purchase the
product? Why? </b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>E. Why and how do you select the
product? </b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>F. Why do you not purchase
competing products?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">One of the very important model marketer uses while designing marketing
strategy for any product is 5W model (Who, What, Where, When and Why). This
model gives all the basic information about the user for the main reason for
adapting the product or rejecting it. In the context of the question, we will
choose Head & Shoulders shampoo product manufactured by Proctor &
Gamble. </span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>A.</b> Who: Male, high school
passed, unmarried, part of upper middle class family and believes in using
branded product for personal use. </span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>B.</b> What: Using the product
to wash my hair thrice in a week for better result. </span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>C.</b> Where: I purchase the
shampoo from the nearby retailer where I can get some discount. I intend to
purchase with a discounted rate as it gives me mental satisfaction of saving
few bucks for myself. </span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b><span style="line-height: 107%;">D.</span></b><span style="line-height: 107%;"> When: Generally, I purchase the product few
days before it gets finish. In normal circumstances, I purchase once in two
months. I make sure that I am not </span>....</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 6: Perform a SWOT
analysis using yourself as the product. Be candid about your resources and the
strengths and weaknesses you possess. Based on the opportunities and threats
you see in the environment, where do you stand in terms of your abilities to
attend graduate school, get a job, begin a career, or change careers, or maybe
becoming an entrepreneur?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Strengths:</b> My strengths are
strong communication, fluent speaking, strong managerial skills and a good
motivator.</span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Weakness:</b> I consider my
weaknesses as areas of opportunity where growth can be achieved. These are the
areas in me which it need to be improved so as to have future job
opportunities. My weaknesses are impatient, quick decision making and poor
listener.</span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b><span style="line-height: 107%;">Opportunity
and Threats:</span></b><span style="line-height: 107%;">
For me the threat are my competitors which can be my colleagues who compete
with me for that job or promotion for which I am also trying to get.</span> ....</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 7: (A): Many people criticize marketing as being
manipulative based on the argument that marketing activities create needs where
none previously existed. Marketers of SUVs, Tobacco products, diet programs,
exercise equipment and luxury products are typically the most criticized. Given
what you know about the differences between needs and wants, do you agree with
these critics? Explain.</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">The difference between need and want is simple,
need is something what a human or a person requires and is a necessity of life
without which survival is a bit difficult and want is what a person requires or
desires but is not a necessity of life and can do without the same. It is not
true that marketing activities creates need but the actual is that the
marketers and the marketing activities identify the need of the consumer and
then a product is planned accordingly for that hence these products are not
actual need of the consumers but wants which are insights of the consumer. The
marketers of SUV's, diet programs etc market their product as they have noticed
that there is a requirement within people to drive a luxury car that is more at
comfort and ease, people also have the time to go for diet programs to keep themselves
healthy and fit hence they also have the ab</span>...</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 7: (B): Many consumers and consumer advocates are critical
of individualized segmentation approaches due to personal privacy concerns.
They argue that technology has made it far too easy to track buyer behavior and
personal information. Marketers counter that individualized segmentation can
lead to privacy abuses, but that the benefits to both consumers and marketers
far outweigh the risks. Where do you stand on this issue? What are the benefits
and risks associated with individualized segmentation?</b></span></span></div>
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">Individualized segmentation offers a variety of
critical information about the potential consumer behavior with respect to
certain specific market scenario and product or service attribute. Through help
of such inputs a marketer can effectively plan its product development and
marketing strategy which best suits to the targeted customer's need. Benefits
of individualized segmentation – customized product and services offering,
convenience delivery according to the need and time of consumers, lower
consumer dissatisfaction etc. While the risks are far too less and harmless in
scope such as predictability of consumer</span> behavior, information about the
consumers buying pattern or shopping cycle, track of shoppers expenditure or
share of wallet. Although there may ... </span></span><br />
<br />
<br />
<br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0in;">
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 8: Consider the
last purchase you made in these categories: Personal electronics, clothing and
cosmetics. To what extent was your purchase decisions influenced by
decision-making complexity, individual influences, social influences, and
situational influences? What specific issues were the most influential in
making the decision? How could a marketer have swayed your decision in each
case?</b></span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">The last purchases were made by a
consumer are  Vivo Ipl , a pair of Paint
Shirt, and a Makeup .</span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Factors influences purchase decision:</b></span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">Consumers tend to be more careful
when making purchases that require complex processes, such as the lengthy
process of buying a house. Individual demographic descriptions come into play;
for example, people with children buy cribs and diapers. Social peer
influences, can sway us either toward or away from certain purchases, just as
specific situations like an overcrowded store or pushy salespeople could
influence purchase decisions.</span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
<div class="MsoNormal" style="line-height: normal;">
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Product 1 – Vivo Ipl:</b></span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">The actual complexity of the
purchase was low. A consumer probably researched the hardware power and the
number of available games. If the product is for children, the purchase has
been drawn toward the console that favors cutesy, nonviolent characters suitable
for young game players.</span></span></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

<span style="line-height: 107%;">If a consumer favors multiplayer onli....</span></span></span><br />
<br />
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">

</span></span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b>Question No. 10: Pricing strategy associated with services is typically
more complex than the pricing of tangible goods. As a consumer, what pricing
issues do you consider when purchasing services? How difficult is it to compare
prices among competing services or to determine the complete price of the
service before purchase? What could service providers do to solve these issues?</b></span></span></div>
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<br /></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
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<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="color: black;">Because
of the intangibility, it is not easy for consumers to assess or weigh up a
service before they really buy and use it. We may ask our friends or search
third-party reports and recommendations—therefore, it is the degree or matter
of trust between the buyer and service provider. As a service buyer, the key
issues of a) perceived value (e.g., customer benefits to costs or time, effort,
and money; including satisfaction, quality, prestige, function, and the
solution to a matter or question), b) price sensitivity (e.g., the issues of
price elasticity) and c) services after-sales (e.g.,
the subject of warranty: Does the service seller provide
guarantees to buyers, and when, what, where, who and how to manage the service
programs?)—all these factors are determining my pricing strategy (Ferrell &
Hartline, 2008). In all, I would like to buy or pay a service that I trust
(e.g., from my friends, researches or relationship marketing) with a reasonable
and market price plus great after-sales services.</span></span></span></div>
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<br /></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
<div class="MsoNormal" style="line-height: normal;">
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><b><span style="color: black;">How difficult is it to compare prices among
competing services or to determine the complete price of the service before
purchase?</span></b></span></span></div>
<div class="MsoNormal" style="line-height: normal;">
<br /></div>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

<span style="color: black; line-height: 107%;">Price strategy in services is critical (as price
could be the only indication to quality prior to purchase) and more difficult,
especially when 1) service quality is not easy to assess before to buy it; 2)
unknown cost factors; 3) buyers do not understand the service process; 4) new
or not a brand names; 5) no service standard or defined units to compare; 6) no
same type of service in advertising; 7) the final price or cost of service is
not easy to set; and 8) the service is based on yield management system (that
give a firm to control capacity and demand with maximum revenue and capacity
utilization, such as, hotel or airline booking (Ferrell & Hartline, 2008).
The best way to compare prices among competing services or to decide the
complete cost of work prior ordering is to get at least three or more estimate
quotations (by calling, sending inquiry e-mails, or opening bids and tenders)
from firms....</span> </span></span><span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;">

</span></span><br />
<br /><script async="" src="//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js"></script>

<br />
<ins class="adsbygoogle" data-ad-client="ca-pub-3227044640462692" data-ad-format="auto" data-ad-slot="7922356708" style="display: block;"></ins><script>
(adsbygoogle = window.adsbygoogle || []).push({});
</script>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;"><b>*Note:</b><span style="background-color: yellow;">
 If you have found any or if many mistakes in this assignment then 
kindly do tell us through comment section given below, and also comment 
answers of those questions which are not solved in this assignment.</span></span></span></span><br />
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;"><br /></span></span></span>
<span style="font-size: large;"><span style="font-family: "times" , "times new roman" , serif;"><span style="line-height: 107%;">Thank you</span></span></span><div><span style="font-family: times, times new roman, serif; font-size: large;"><br /></span></div><div><span style="font-size: medium;"><b>For More MBA Subject notes click on <a href="https://studentsexplore.com/" target="_blank">Students Explore</a></b></span><br /><span style="font-size: small;"><br /><br /></span><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/accounting-method-and-its-types/" rel="bookmark" style="border: 0px; color: #444444; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;" target="_blank"><b>Accounting Method and its Types</b></a></span></div><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/terminology-of-accounting-and-bookkeeping-records/" rel="bookmark" style="border: 0px; color: #1e73be; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;"><b>Terminology of Accounting and Bookkeeping Records</b></a></span></div><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/4ps-of-marketing-mix-explained-simply/" rel="bookmark" style="border: 0px; color: #444444; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;"><b>4Ps of Marketing Mix Explained Simply</b></a></span></div>
<span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: small;"><br /></span></span>
<span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: small;"></span></span><br />
<div style="text-align: center;">
<a href="https://drive.google.com/open?id=1S1_pQ6Www51XK7DVaGkGsmT77s6_Rqjv" target="_blank"><span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: small;"><u><span style="color: red;"><span style="font-size: x-large;"><b>Click Here to Download Full Assignment</b></span></span></u></span></span></a>
</div>
</div>

Strategic Marketing Management Assignment Download in PDF

Hi guys in this post I am going to share an Assignment which was assigned by Dr. Adnan Pitafi. In this assignment I have given a solutio...

The Money Trap - How Banks Works - Critical Review

Amaar 0 assignment 2:50 PM

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnoljEgHxZOiLpbcEzdUBcaZuAMDfqnAbBCd2eYZSZ9IXV9LFqMsSr1BaTlkeE81ibMOanTLpm9ikqga9KHtWuMGVIK0qKrNnXBXylLitFtzB0hRrKK7z_tXk72EYvgX2Tv1Ov0cFw13kx/s1600/Money-trap-1024x643.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="The Money Trap - How Banks Works - Critical Review" border="0" data-original-height="643" data-original-width="1024" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnoljEgHxZOiLpbcEzdUBcaZuAMDfqnAbBCd2eYZSZ9IXV9LFqMsSr1BaTlkeE81ibMOanTLpm9ikqga9KHtWuMGVIK0qKrNnXBXylLitFtzB0hRrKK7z_tXk72EYvgX2Tv1Ov0cFw13kx/s640/Money-trap-1024x643.jpg" title="The Money Trap - How Banks Works - Critical Review" width="640" /></a></div>

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<b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "arial" , sans-serif; font-size: 14.0pt; line-height: 107%;">Money Trap – How Banks Works</span></b></div>
<div class="MsoNormal">
A senior banking executive exposes how high street banks purposefully
target their customers and push borrowing. The informer tells how the industry
is driven by aggressive targets, uses hard-sell strategies and
sophisticated marketing techniques, and profits from customers in financial
difficulty. The programme highlights one of an alarming number of people who
have killed themselves when their debt spirals out of control.</div>
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<br /></div>
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This documentary video reviews some of the extravagant and destructive
lending practices of the high street banks in the years of the credit bang
which preceded the financial crisis. Indeed this documentary is in a sense alarming
given what happened during the global financial crisis; i.e. super easy credit,
high pressure to make money, huge incentives for banks to lend easy money. The
documentary video reviews the sales and marketing diplomacies, how banks
benefited from the lending display, and some of the fallout e.g. debt related
suicides. This documentary should serve as a case study in banking regulation;
not just in terms of procedural regulations but also in terms of higher level macro
prudential regulation to curtail excessive credit growth, particularly during
unsustainable credit booms. </div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
The Banking Code Standards Board is to inspect The Royal
Bank of Scotland (RBS) after Scene investigated debt-related suicides. Informer
break the banking industry’s code of silence. She says that high street bank
lending practices put profits before customers at every given opportunity in
order to push borrowing.</div>
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<a href="https://socioecohistory.files.wordpress.com/2012/02/thomas_jefferson_debt_banking_institution_more_dangerous_than_army.jpg"><b><span style="color: #226699; font-family: "tahoma" , sans-serif; font-size: 9.0pt; line-height: 107%; text-decoration: none;"><br />
</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;">Critical Review</span></b><b style="mso-bidi-font-weight: normal;"><span style="font-size: 10.0pt; line-height: 107%; mso-bidi-font-size: 11.0pt;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
Both the bank and Mark were at fault. He shouldn't have spent all that
money that he didn't have (or didn't exist, rather) and the bank shouldn't have
preyed on someone who was so obviously irresponsible with money. It's the same
as a drug user / drug dealer relationship. Yes, the user is making a bad personal
choice by using the drug, but that still doesn't make it okay for the dealer to
supply it.</div>
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Problem in this documentary like this one is how the blame is solely lay blame on the banks. The problem is that I see people being the normal mundane people and absolutely refusing to educate themselves on how banks work. What I mean by that is that people refuse to have a fundamental understanding with how banks turn a profit. If people took the time to educate themselves about the economics of banks, they're decision making would be different in regards to credit cards. What I'm getting at is that there's only so much regulation you can place on banks. Now it's an issue of people actually wanting to educate themselves.<br />
<br />
*For complete article kindly download pdf attached below<br />
<br />
<h2 style="text-align: center;">
<a href="https://drive.google.com/open?id=10AnlmjB9eN6j0UotqVZ3OfttbMaVbUfd" target="_blank"><u><b>Download Here</b></u></a> </h2>
</div>
<div class="MsoNormal">
<br /></div>
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Thanks :-)</div>
<div class="MsoNormal">
Engr. Amaar </div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
If you guys have any complaint regarding above post, kindly inform us to solve that problem :)</div>

The Money Trap - How Banks Works - Critical Review

Money Trap – How Banks Works A senior banking executive exposes how high street banks purposefully target their customers and push b...

Food Inc. BBC Documentry Critical Review

Amaar 0 assignment 2:21 AM

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<h2>
Food Inc. BBC Documentary Description</h2>
In video the reality of agriculture in America has shown that Food production has become entirely Incorporated, and it operates with limited regulations and absolute license. The demands of mass production have led to disastrously reduced quality standards, and have placed the health of all consumers in peril.<br />
<br />
In video meat has focus more and shown that how meat is processed in factories and what are the threats to life from that processes.<br />
<br />
The farmers themselves remain timid to speak out in fear of the controversial corporations that employ them. But in one of the video's most revealing segments, a chicken farmer does comes onward, and sheds light on some of the most egregious demands placed upon her by the industry. Her huts are overcrowded with forcibly fattened chickens who exist in extremely unhygienic conditions. Many of them are sick, and have developed immunity to their steady diet of antibiotics. The industry utilizes a cheap labor force, much of which consists of illegal immigrants, to load and transport the chickens.<br />
<br />
From grain to poultry to vegetables, less than a handful of companies control the production of the foods we eat. Their too-big-to-fail monopoly comes at a disastrous price. <br />
The video investigates into big agriculture's operational practices, dependence on dangerous pesticides and other chemicals, cost-cutting measures, first-time legal and political lobbying power, and insidious marketing tactics. Industry insiders and assorted food advocates testify to the changing nature of food consumption.<br />
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<h3>
Critical Review</h3>
But this is not the approach, food is a part of one’s life and it is a necessity excluding meat, just don't eat it and you will see what happens to the food sections in markets; or grow your own greens etc. if you can just do whatever you can to remove the dependencies; the fact is many of you price your food like a consumer, not as a living thing that you are, which makes you responsible for what happens to yourself an anything related to the way you live, I don't eat meat, and i don't feel bad for any of you or that woman, her child is the only victim the rest of you just complain and continue to carry along, which is just another way mankind has found to kill each-other, to not eat meat is not difficult at all, and one of the reasons you eat it is actually do to the tastes of vegetable based flavoring or other non-meat additives, and you don't have to be a doctor or specialist to know that, many doctors state that it is okay to eat meat sometimes, and it as fact that there are many other alternatives to protein, which you don't need a lot of anyway, and burning meat it is a reduction in nutrition which is not relative to any development of the human brain, in fact serious scientists have shown that out of all the years in mankind this period of human history has seen the least amount of brain development, and you yourselves can see the increase in brain, chemical problems,dulling, nutrition is very important and anyone who is serious can see that..... the brain has infinite capacity.<br />
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*For complete document please download below pdf file.<br />
<h2 style="text-align: center;">
<a href="https://drive.google.com/open?id=1iKfrqh4ZW5uXX9D1aDNMv10u6GZhqmAn" target="_blank"><u><span style="font-size: large;"><b>Download Here</b></span></u></a> </h2>
<br />
Thanks :-)<br />
<br />
Please feel free to comment if you have any question regarding above post.

Food Inc. BBC Documentry Critical Review

Food Inc. BBC Documentary Description In video the reality of agriculture in America has shown that Food production has become entirely ...

Grounded Theory - Lecture No. 3 - Advanced Research Method

Amaar 0 ARM 4:46 PM

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmhtowkR0b9pS66dj8tgXIj8f49nF4xZHRUOjEP9B19w2127OJHLrVrHqLNV25pc4oZOxcoK4Pah9bW2FE21v6imEd1fOg6FrfdD_7EkNAJtrPfXgwYhp14NtnzyYY_hf2Ax8p25R0H-ZF/s1600/Untitled.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Grounded Theory from Advanced Research Method" border="0" data-original-height="763" data-original-width="1021" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmhtowkR0b9pS66dj8tgXIj8f49nF4xZHRUOjEP9B19w2127OJHLrVrHqLNV25pc4oZOxcoK4Pah9bW2FE21v6imEd1fOg6FrfdD_7EkNAJtrPfXgwYhp14NtnzyYY_hf2Ax8p25R0H-ZF/s400/Untitled.jpg" title="Grounded Theory" width="400" /></a></div>
<br />
Grounded Theory is a method of research in which you develop a theory from Concepts that emerge through observations.<br />
<h3>
History</h3>
In the 1960s, positivism dominated the social sciences. Many social scientists (sociologists, economists, political scientists, researchers of marketing and advertisement, management and business etc.) were drawn to methods that involved hypothesis testing, statistical manipulations, mathematical modeling or computer analyses. Statistics and experimental design dominated the research.<br /><br />
<h3>
Data collection Technique</h3>
Drawing repeated sampling until no new concepts emerge  … and Constant-comparative method of coding.<br />This approach was developed by Glaser & Strauss in “ The discovery of grounded theory” (1967).  <br />Just keep in my mind that the words like method, techniques, approach are used interchangeably meaning more or less the same.<br />
<h3>
Features of GT Method</h3>
Theoretical sampling, sensitivity and saturation.<br />Constant comparison method .<br />Specific ways of coding (open, axial, selective).<br />In other words, Collecting data, coding data and analyzing data is multidimensional rather than linear. On how in business research, see: O’ Reilly et al. (2012) in Organizational Research Methods . <br />
<br />
<b>Theoretical sampling</b> involves a series of samples and analyzing data simultaneously until no new idea emerge and the sample is said to be saturated.<br />
<br />Samples are not limited to participants. They can include events, particular time periods etc.<br />
<br />Examples: observation of work relations in an office, shop-floor at various hours of the work  during day or a night-shift etc. <br /><br /><b>The Theoretical Sensitivity</b> is achieved by falling on existing literature during data analysis phase – until concept saturation.<br />
<br /><b>Constant ComparisonMethod</b> is that you compare the data from one interview or observations with data from another interview or observation. This process is supposed to adjustment of the tentative theoretical categories as the new data are collected and thus leads to saturation . <br /><br /><b>Open Coding</b> is based on the concept of data being ‘cracked open’  as a means of identifying relevant categories. Axial coding is most often used when categories are in an advanced stage of development, and selective coding is used when the ‘core category’ or the central category that correlates other categories in the theory is identified and related to other categories. <br /><br />This lecture is provided by Sir, Mustafa Kamal, for complete lecture kindly pdf file given below.<br />
<h3 style="text-align: center;">
<a href="https://drive.google.com/open?id=17h2VfI7km6AUjxKHZyKDA9pia-K6S0tN" target="_blank"><span style="font-size: large;">Click Here to Download</span></a></h3>

Grounded Theory - Lecture No. 3 - Advanced Research Method

Grounded Theory is a method of research in which you develop a theory from Concepts that emerge through observations. History In the 1...

Case Study - Lecture No. 3 - Advanced Research Method

Amaar 1 ARM 12:17 AM

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<br />
<br />
<h3>
What is Case Study? </h3>
Case study approach is in-depth examination of a particular case e.g. a program, project, work unit, managerial practices and routines, introduction and sales of a new product etc.<br /><br />The researcher applies multiple perspectives to the related complexity of the Case in focus.<br />It is up to the researcher to identify the case  and to set limits or boundaries. <br /><br />Case study is often combined with some other researcher methods, quantitative and/or qualitative. Especially if it is business development and processes, marketing research, policy implementation etc.<br />Case study is often about a single entity that could be single individual or entire business.<br />Business schools use case study from real life. Product designers use it to examine new products.<br /><br />What is a case? A case can be limited to characteristic , trait or behaviour i.e., of an administrator in an office or a production unit in a large corporation, distributors or salesmen/women in a particular region.<br /><br />It can also be a limited to one type of situation, if the situations are special or unique. However, what is studied is critical to the design, analysis, and interpretation.  <br /><br /><br /><br />
<h4>
Distinguishing Features</h4>
Objective is to is to increase knowledge and bring about change in what is being studied<br />Empirical inquiry<br />Contemporary phenomenon<br />Real-life context<br />Two elements: the subject of the case (the thing of the study) and object of the study (the theoretical or analytical frame).<br /><br />
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How to select a case?</h4>
Typical<br />Exemplary<br />Unique, atypical or extreme<br /><br />You never go for an average because you want to go in depth about you case not for generalization of the whole ‘class of things’ being studied. <br /><br /><br />
<h4>
Examples from business</h4>
<b>Typical:</b> a retail business that operates in a strip mall location and that has average yearly sales of X rupees. <br /><b>Exemplary or model case:</b> a retail business that operates in a multiplex mall with yearly sales far in excess of typical sales of businesses of this type.<br /><b>Unusual or unique:</b> a retail business that offers a specialized product not normally available in typical shops or stores.<br /><br /><br />
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QA methods presented so far</h3>
<b>Ethnography</b><br />Questions/purpose: Study of cultures<br />Key Elements: In-depth observations in field<br />Other issues: Gaining access. Time-consuming<br /><br /><br /><b>Grounded Theory</b><br />Questions/purpose: Theory emerges from data<br />Key Elements: Theoretical saturation. Constant comparative coding<br />Other Issues: Closely aligned with post-positivist and traditional approaches <br /><br /><br /><b>Phenomenology</b><br />Purpose: Study of lived experiences <br />Key Elements: Interviews to determine essence of lived experiences, philosophical<br />Other issues: Understanding philosophical basis<br /><br /><br /><b>Case Study</b><br />Purpose: Study of particulars, details<br />Key Elements: A limited and bounded case, Key informants <br />Other Issues: Identifying key players, getting access to documents.<br />
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Case Study - Lecture No. 3 - Advanced Research Method

What is Case Study? Case study approach is in-depth examination of a particular case e.g. a program, project, work unit, managerial pr...

Tools for Innovation Management - Lecture No. 5

Amaar 0 TIM 10:53 PM

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Asalam o Alaikum Dear friends, In this post I am going to share lecture no 5th named Tools for Innovation Management. This lecture is provided and taught by Mam, Iffat Naqvi.<br />
Below are some Main points which I am going to mention, and for complete lecture download link is given below.<br />
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Innovation management includes a set of tools that allow managers and engineers to cooperate with a common understanding of processes and goals.<br /><br />
<h3>
General Innovation Tools:</h3>
brainstorming, Benchmarking,Business Process Reengineering, Chain Management, Technology Audit, Technology Forecast, Value Analysis.<br /><br />
<h3>
Managerial Innovation Tools:</h3>
Failure Mode Effect Analysis<br />Peer Evaluation<br />Peer Building<br />ISO 9000<br />Total Productive Maintenence<br /><br />
<h3>
Product Innovation Tools:</h3>
Design for X, Quality Function Deployment.<br /><br />Process Innovation Tools:<br />Design for Manufacture and Assembly<br />Lean Thinking<br />Continous Improvement<br />Just in Time<br />Concurrent Engineering<br /><br /><br />Conducting Final Reviews of the project with management and customers to understand what went right and what went wrong in order to improve for the next project.<br />Determine the strengths and weaknesses of project deliverables, the proceses used to create them and the project management processes.<br /><br />
<h3>
POST IMPLIMENTATION REVIEW (PIR)</h3>
<br />A post implementation review pir is conducted after completing a project. It's purpose is to evaluate whether project objectives were met, to determine how effectively the project was run, to learn lessons for the future, and to ensure that the organization gets the greatest possible benefit from the project.<br /><br />
<h3>
How do they work:</h3>
On the positive side, post project reviews work well when there is a structured framework against which to examine the project, exploring the degree to which objectives were met, the thing which went well and those which could be improved, the specific learning points raised and the ways in which they can be capture and codified into procedure which will move the organization forward in terms of managing technology in future.<br /><br />
<h3>
How Does they Work:</h3>
A checklist for successful PPRs would include:<br /><br />Ensure involvement of all perspectives<br />Collect relevant facts and work with these not opinions.<br />Ensure objectives, non-judgemental, blame free environment.<br />Employ a facilitator to manage the process of the review.<br />Ensure some capture of knowledge for next time what action could we take and how can we systematically ensure they take place?<br />Define Measure to Detect and Moniter Progress.<br /><br /><span style="font-size: medium;"><b>For More MBA Subject notes click on <a href="https://studentsexplore.com/" target="_blank">Students Explore</a></b></span><br /><span style="font-size: small;"><br /><br /></span><div><span style="font-size: large;">You May Also Read:  </span><a href="https://studentsexplore.com/marketing-management-explained-with-philosophies/" rel="bookmark" style="border: 0px; color: #1e73be; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;"><b><span style="font-size: medium;">Marketing Management Explained with Philosophies</span></b></a></div><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/accounting-method-and-its-types/" rel="bookmark" style="border: 0px; color: #444444; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;" target="_blank"><b>Accounting Method and its Types</b></a></span></div><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/terminology-of-accounting-and-bookkeeping-records/" rel="bookmark" style="border: 0px; color: #1e73be; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;"><b>Terminology of Accounting and Bookkeeping Records</b></a></span></div><div><span style="font-size: medium;"><span>You May Also Read:  </span><a href="https://studentsexplore.com/4ps-of-marketing-mix-explained-simply/" rel="bookmark" style="border: 0px; color: #444444; font-family: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration-line: none; transition: all 0.2s ease 0s; vertical-align: baseline;"><b>4Ps of Marketing Mix Explained Simply</b></a></span></div><div><h2 class="post-title entry-title fittexted_for_post_titles" style="background-color: white; border: 0px; color: #444444; font-family: Poppins, sans-serif; font-size: 23.6px; font-stretch: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-weight: 400; line-height: 1.5em; margin: 0px 0px 10px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline;"><br /></h2></div><br />
<h3>
The Element Good Review:</h3>
Identify Items that were done well<br />Identify Itmes that could Improve<br />Identify Items that were broken<br />Decide Action Plans<br /><br />
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<a href="https://drive.google.com/open?id=18MV2LsMCXESs27NqfGvdgLa7CBs4JYlA" target="_blank"><span style="font-size: x-large;">Click Here to Download</span></a></h2>

Tools for Innovation Management - Lecture No. 5

Asalam o Alaikum Dear friends, In this post I am going to share lecture no 5th named Tools for Innovation Management. This lecture is pro...